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| 30 Year Fixed Rate Loan |
| 15 Year Fixed Rate Loan |
| 10 Year Fixed Rate Loan |
| 40 Year Fixed Rate Loan |
| 30 Year Fixed Rate Jumbo Loan |
| 1 Year Adjustable Loan |
| 3/1 Year Adjustable Loan |
| Investment (1-4 Family) Loan |
| Interest Only Loan |
| 100% My Community Loan |
Rates last updated on Tuesday, April 03, 2007
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30 Year Fixed Rate Loan
Conventional fixed rate with a 360 month amortization.
No pre-payment penalties.
Term: 30 years
Maximum Amount: $417,000
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15 Year Fixed Rate Loan
Conventional fixed rate with a 180 month amortization.
No pre-payment penalties.
Term: 20 years
Maximum Amount: $417,000
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10 Year Fixed Rate Loan
Conventional fixed rate with a 120 month amortization.
No pre-payment penalties.
Term: 10 years
Maximum Amount: $417,000
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40 Year Fixed Rate Loan
Conventional loan with a fixed rate. Payments consist of both principal and interest. Amortization of 480 months.
Term: 40 years
Maximum Amount: $417,000
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30 Year Fixed Rate Jumbo Loan
Fixed rate with a 360 month amortization. Loan amounts available from $417,000 to $6,000,000. No pre-payment penalties.
Term: 30 years
Maximum Amount: $6,000,000
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1 Year Adjustable Loan
Conventional adjustable rate mortgages with a 360 month amortization. Payments consist of both principal and interest.
Term: 30 years
Maximum Amount: $417,000
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3/1 Year Adjustable Loan
Conventional adjustable loan, but has a fixed rate for the first 3 years. 360 month amortization. Payments consist of principal and interest.
Term: 30 years
Maximum Amount: $417,000
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Investment (1-4 Family) Loan
Conventional loan with different amortizations available. No pre-payment penalties.
Maximum Amount: $417,000
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Interest Only Loan
Conventional mortgage loan with different amortizations available. Borrower(s) will make payments of interest only on a monthly basis.
Maximum Amount: $417,000
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100% My Community Loan
30 year fixed rate. No pre-payment penalties. 100% financing with payments consisting of principal and interest. Borrower(s) will have private mortgage insurance on their loan that will be paid on a monthly basis from an escrow account.
Term: 30 years
Maximum Amount: $417,000
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $6,000,000 with closing costs of $120,000. Your actual APR may be different depending upon these factors.
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